You’ve worked hard to make your business successful, and you want to make sure it’s protected. Things like property, liability, and workers’ compensation coverages may seem obviously important – but what about the lesser-known risks?
Contingent Business Interruption Coverage
You’ve likely heard of business interruption coverage over the past couple of years, but what about contingent coverage? If your business’s activities are impacted by shutdowns of your suppliers or other third parties, having this coverage in place can help protect you if these impacts lead to revenue losses.
Cyber Liability Coverage
You’ve probably heard of Cyber Insurance, and you’ve probably seen some of the many breaches at large companies that have made the news. But companies of all sizes have cyber liability, and the more data your company stores, the greater the risks. Don’t store much data at your business? Don’t forget about ransomware and other attacks that you still need to have a plan for combating and responding.
Insurance for Signs and Murals
Spent good money on that electric street sign with an LED display? What if a driver runs into it or someone vandalizes it? What if a storm knocks it down? Signs that are detached from your business’s main building may not be covered by a commercial property policy or a business owners policy. Murals also cost money, and some may be very expensive depending on the size, location, and artist. While most policies won’t cover vandalism to murals, there may be specialty policies or endorsements that can better protect your artistic investment.
Professional Liability Coverage
This coverage can help protect your business in cases where you are sued for negligence, errors, copyright infringement, and more. Even if you think your business will never be in this situation, mistakes can and do happen.
Your business is special, and likely has unique risks. Let us help you determine the coverages you may need and may not have considered. Contact us at 865.453.1414 and let’s get started!