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Learn all there is to know about insurance.

two teenagers driving in a car using cell phones while driving

Teens and Distracted Driving 

Starting to drive is one of the most exciting experiences for teenagers, but it can also be one of the most dangerous. According to the CDC, teenagers are the most likely age group to get into a traffic accident. Teens are more likely to speed and less likely to wear seatbelts than older drivers. They […]

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Should I Pay My Auto Insurance Premium Monthly or Annually?

When it comes to automotive insurance, you may find yourself faced with multiple decisions to make. Should you choose a high or low deductible plan, minimum or maximum coverage, or pay premiums monthly versus an annual lump sum? Although there is truly no wrong answer, it is important to ensure you have the best possible […]

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How Non-US Citizens Get Life Insurance

Selecting a life insurance policy is an important step for planning ahead and taking care of the financial well-being of your family. But can you still get coverage if you aren’t a US citizen? In most cases, yes. There are very few instances where your citizenship status disqualifies you from coverage. The circumstances of your […]

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6 Ways to Know if Your Brakes Are Failing

Brake failure is easily one of the most dangerous malfunctions that can occur in your vehicle. There are many reasons why brakes fail, but even if you aren’t a mechanic, you should know the signs of brake failure so you can get your car serviced as soon as you start noticing them! Here are six […]

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blog image of a man lighting a cigarette; blog title: How Smoking Can Affect Your Health INsurance Premiums

How Smoking Affects Your Health Insurance Premiums 

You are probably aware of how smoking can affect your health, but do you know how it changes your health insurance premiums?  Determining Factors  Health insurance premiums are determined based on five factors: age, location, plan category, number of dependents, and tobacco use. Insurance companies define tobacco use as the use of tobacco products (cigarettes, […]

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Tips for Using Electric Blankets Safely 

One of the most comfortable things on a cold autumn night is a warm, self-heated blanket tucked around your freezing toes! Electric blankets are one of the best modern inventions for warming up your body, but they can also pose safety risks to you and your home if they aren’t properly used. Before you get […]

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How to Teach Your Teen to Drive in Wet Conditions 

Every driver’s safety hinges upon their skill behind the wheel. If it is your first time training a teenager on how to drive in the rain, it’s a good idea to teach them everything they need to be aware of both before and during the driving session. Many of these are things that experienced drivers […]

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Winter Is Coming: Prepare Your Coverage For the Cold

We just celebrated the first day of autumn! Whether it’s still 90 degrees where you are, or the leaves are already crunching underfoot, it’s important to remember that winter will be here sooner than we expect it to be. And while some of us look forward to the cold and others dread it, we all […]

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5 Surprising Household Hazards

We know you do everything you can to keep your house safe, especially if you have small children or adventurous pets. You’ve tied up the drawstrings on your blinds, placed non-slip grips on the shower floor, secured your cleaning liquids in an upper cabinet, and changed the batteries in the smoke detector, so everything checks […]

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bog image of a fender bender in parking lot

How to Handle a Parking Lot Accident

Parking lots are considered one of the most dangerous places to drive for a reason. With limited visibility, crowded spaces, and mediocre signage, parking lots are hot spots for fender benders on a daily basis. When an accident happens in a parking lot, there are typically three characters who have an important role to play […]

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