Learn all there is to know about insurance.
You’ve worked hard to make your business successful, and you want to make sure it’s protected. Things like property, liability, and workers’ compensation coverages may seem obviously important – but what about the lesser-known risks? Contingent Business Interruption Coverage You’ve likely heard of business interruption coverage over the past couple of years, but what about […]
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They’re beautiful to look at and often fit right in with the natural landscape that surrounds them. But did you know that log cabins have some very specific risks when it comes to insurance? You’ll still find many of the factors that impact a non-log home’s insurance pricing, but here are some other factors you […]
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Having a Homeowners insurance policy is crucial when you own a home, but what if you don’t live in the home? Homes that are left vacant for 30-60 days or more may be considered as “vacant” by the standards of your policy and may leave you with coverage gaps. Here are a few situations to […]
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Whether it’s a flat tire or a run-in with a winter storm, a vehicle emergency can really catch you off guard. The first step you should take in creating a road emergency plan is to give your insurance agent a call. Many insurance carriers offer roadside assistance services as a policy add-on if it is […]
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Decorating your house for the holidays is part of the fun of the season. Many people go all out with lights, wreaths, garland, displays, and of course – the Christmas tree. These are often beautiful displays of color, family heirlooms, and more. But they can also be dangerous. So, what are the risks of these […]
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You hear about breaches constantly, but most businesses – especially smaller businesses – think it will only happen to someone else. The data, however, tells a different story. In fact, small business attacks account for more than half of the ransomware incidents in the U.S. In addition, 51% of small businesses report that they don’t […]
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Just like your home, your business can flood and potentially experience extensive damage. However, your business has a completely different set of risks than your home does. After a flood in your place of business, you could experience loss resulting from damage to records, inventory, equipment, and technology as well as other valuable property and […]
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The Holidays are a great time of year, and it’s always fun to spend time with friends and family. We’ve all been to a Holiday party, and maybe even hosted one before. But let’s say the party you host this year ends in disaster. Everyone is having a good time, but then one of guests […]
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“It’s a seller’s market” is a term you’ve probably heard lately. Across East Tennessee, the average home value has gone up by about $73,000, with sale prices in early 2021 increasing by over 5% compared to last year according to the Federal Finance Housing Agency (FFHA). While an increase in inventory in 3rd Quarter […]
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More than any other generation, millennials (born 1981-1996) are going without life insurance. In some instances this is understandable; perhaps you are debt-free or never plan to have children. However, there are some considerations you should take into account before writing off life insurance entirely. Here are some questions to ask yourself if you are […]
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