Learn all there is to know about insurance.
Whether on the road or at home, you do what you can to keep yourself and those around you safe. But accidents happen — and sometimes they can lead to pricey lawsuits. Have you ever considered what you’d do if you were sued for something like accidentally injuring a guest on your property or being […]
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Unfortunately, many people in our community were again impacted by wildfires in the recent weeks. While not everyone’s property was damaged, it has many people thinking about their insurance should a claim occur. We’ve had many calls from our insureds who wanted to have a better understanding about “Replacement Costs” and what is – or […]
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As the temperatures begin to rise, it can be tempting to take long drives with the windows down or plan vacations to other cities and states. But is your car protected and prepared for more hours spent on the roads? By doing a tune-up on your car, and ensuring your auto insurance is updated, you […]
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If you own and/or operate a professional office that offers services like accounting, chiropractic work, dental labwork, etc., you may think that your exposure to claims is more limited than a workplace with frequent physical labor. But in reality, your insurable exposures are just different. Sure, having Businessowners Policy seems obvious, but here are a […]
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Trade contractors have a lot of factors under their control, and many that aren’t as well. So, what happens when there is an issue with their work? Depending on the issue, Contractors Errors & Omissions (E&O) Insurance might come into play. This coverage is meant to protect them from damages that result from their work, […]
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According to the American Heart Association in a 2019 study, nearly half of all adults in the United States – 48% to be exact – have some form of cardiovascular disease. The term “cardiovascular disease” is used to refer to a number of conditions, including heart disease, heart attack, stroke, heart failure, arrhythmia, and heart […]
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Chances are, if you live in a neighborhood or a condominium, or even if you own a timeshare or cooperative, there is a group that oversees the standards and covenant of that community. General known as homeowners associations (HOAs), this group may provide benefits such as common space and community upkeep, neighborhood events, shared amenities, […]
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Builders Risk seems like a pretty self-explanatory coverage term – but is it? These policy don’t actually coverage the builder themselves, per se, but rather some of their insurable interests. For example, materials such as lumber and drywall, fixtures such as faucets and sinks, and equipment such as alarms or wiring, may be covered on […]
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Data indicates that more than 23% of Tennessee drivers are uninsured. That means that if you have an auto accident in Tennessee, there is a decent chance the other driver won’t have insurance. Will your policy cover the damage to your vehicle? What about potential medical bills or time out of work? What if you […]
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Slips, trips, and falls are the number 3 cause of accidental death in the United States, right behind motor vehicle accidents. No matter where you are in the world, if you are indoors or outdoors, you can experience a slip or fall. Slips and falls can naturally happen indoors when going upstairs or walking on […]
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