Blog | Ownby Insurance Service

Long Term Care Insurance: A Smart Investment

As we get older, it’s important to start thinking about our long-term health care needs. That’s why Long Term Care Insurance (LTC) is such a great option for those who want to ensure that they receive the best possible care if and when the time comes. Let’s take a closer look at why LTC Insurance […]

Spring Maintenance Checklist for Homeowners

Winter can be tough on a home. Snow, ice, wind, rain, and freezing temperatures can all place stress on your home’s structure. Now that Spring is here, it’s time to start taking stock of any needed repairs or updates to get your home back in top shape. Here are a few of the things you […]

Protect Your Business from Seasonal Risks with the Right Insurance

If you’re a business owner, you know that the seasons can bring unexpected surprises that can disrupt your operations. You may face risks from extreme weather or product shortages due to seasonal changes that could cost you time and money. But did you know there are insurance policies available to help protect your business against […]

Insurance for Your RV: Home or Vehicle?

Whether you’re a weekend warrior or an RV full-timer, insurance is an important part of owning a recreational vehicle. But when it comes to insuring your RV, should it be treated as a home or a vehicle? The right RV insurance for you will blend aspects of each type of policy together and give you […]

Spring is in the Air! What Coverages will Prepare You?

For those that don’t enjoy cold weather, springtime is a welcome relief! As the days get longer and the weather gets warmer, it’s an exciting time to be outdoors more and enjoy nature. But there are some risks that seem to “return” more heavily in the Spring, and we want you to be prepared! Flood […]

The Liability Risks Small Businesses May Face

As a small business owner, it’s important to be aware of the risks you face when it comes to liability. These risks can come in many different forms and can vary depending on your type of business. Knowing what these risks are and how to best manage them is essential for running a successful business. […]

Five Goals for Your Small Business in Q1 2023

As 2022 draws to a close, it is time to begin implementing a strategy for the first quarter of 2023. Due to the increasing economic turbulence, we have experienced over the past two years, successful businesses must embrace flexibility – setting quarterly goals can help keep you on track for your bigger long-term aspirations. Here […]

I Have a Small Business – Is a BOP All I Need to Insure It?

Operating a small business typically includes trying to find ways to lower your expenses. But you also have to protect your interests, and the interests of your customers and employees. Insurance is a critical piece of that planning, and a Business Owner’s Policy (BOP) seems like the easy answer. While in some cases it may […]

Insuring Condos is Just Like Insuring Any Other Home – Right?

Owning a condominium is a big investment, and it’s important that you take the necessary steps to protect it. And while condos do have many of the same risks as houses, there are also other risks you need to be aware of – and coverages that can protect you. There may also be less that […]

Would You be Covered if Santa’s Sleigh Damaged Your Roof?

Have you ever thought of the possibility that Santa’s sleigh might cause damage to your roof? It’s hypothetical of course (or is it?), but if a large sleigh filled with gifts and a crew of flying reindeer landed on your roof, it’s hard to believe they wouldn’t ever leave behind some damage. So, if some […]