Blog | Ownby Insurance Service

image of a mother showing her son how to brush his teeth

Seven Ways to Make Dental Health Fun for Kids

Cavities are one of the most common chronic diseases affecting children today, but the good news is they are almost completely preventable. According to the Center for Disease Control, about one-third of all cavities can be prevented by fluoride varnish, which children can obtain from dental applications, fluoride-treated water, and toothpaste containing fluoride. Below, we […]

Minor Auto Accidents – Do you Need a Police Report?

Recently, the Knoxville Police Department announced that they would no longer respond to “certain non-injury car crashes.” In other words, if you are involved in an auto accident and it doesn’t involve injury and/or leave a roadway blocked, an officer will not likely be on-site. The situations where they will respond include crashes that: Result […]

Is Your Detached Garage Covered with the Right Insurance?

In today’s world, garages are for a lot more than parking cars. People across the country have turned their garages into gyms, bars, apartments, workshops, and more. The value of those garages can change completely with these upgrades. And if your garage is “detached” from your home, the limits of your coverage may not be […]

Insuring Motorcycles is About More than Just Two Wheels

There are over 8 million motorcycles registered in the U.S., and many of those are considered more than just a mode of transportation by their owners – they’re a lifestyle. But motorcycles also inherently have some greater risks than other vehicles, and they’re not all safety based. Let’s take a look at some of the […]

Flood Insurance FAQs

According to the Federal Emergency Management Agency (FEMA), floods are the most commonly occurring natural disaster in the U.S. However, most standard homeowners policies do not offer coverage for damages from flooding. When considering whether or not you need flood insurance, there are a few questions you will want to ask. Below, we outline those […]

Surety Bonds May Be More Complex Than You Realize

On the surface, Surety Bonds seem pretty straightforward. They are a guarantee that you can be held liable for your debt, default, or failure to perform. But there is more to them than that, and there are some very specific types of surety bonds that apply to specific situations and circumstances. Let’s take a look […]

Sevierville Agency Ownby Insurance Service Celebrates 70 Years

June 21, 2022 Sevierville, Tenn. – Sevierville independent insurance agency Ownby Insurance Service, Inc. is celebrating their 70th year in business this June. Founded in 1952 by Clyde Ownby, the agency had humble beginnings as Clyde sought to insure the individuals and businesses that call East Tennessee home. The agency has grown substantially over time, […]

image of burglar entering a person's home, shining a flash light on a phone and wallet on the countertop

Six Things to do After a Home Robbery

Imagine coming home after dinner and a late movie showing, only to find your windows shattered and belongings scattered across the house. You know it is very clear that you have been robbed, but you do not know when this happened, what has been taken, and if the intruder is still inside. Your first priority […]

You Need Boutique Insurance for Your Boutique Business

It is estimated that there are over 150,000 clothing boutiques in the U.S.1, and that numbered has remained steady since an initial surge of closures in the early stages of the COVID pandemic. However, many in the industry feel there will be a wave of openings in the Summer of 2022. Whether you or a […]

Don’t Let Lack of Insurance Put the “Pest” in Pest Control

Your pest control company may have plenty of risks that seem obvious. If you have employees, they have risks in the course of their duties, and workers’ compensation is a clear answer for how to cover some of those risks. If you have vehicles, you could certainly put together that you need commercial auto insurance. […]