Learn all there is to know about insurance.
Trade contractors have a lot of factors under their control, and many that aren’t as well. So, what happens when there is an issue with their work? Depending on the issue, Contractors Errors & Omissions (E&O) Insurance might come into play. This coverage is meant to protect them from damages that result from their work, […]
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According to the American Heart Association in a 2019 study, nearly half of all adults in the United States – 48% to be exact – have some form of cardiovascular disease. The term “cardiovascular disease” is used to refer to a number of conditions, including heart disease, heart attack, stroke, heart failure, arrhythmia, and heart […]
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Chances are, if you live in a neighborhood or a condominium, or even if you own a timeshare or cooperative, there is a group that oversees the standards and covenant of that community. General known as homeowners associations (HOAs), this group may provide benefits such as common space and community upkeep, neighborhood events, shared amenities, […]
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Builders Risk seems like a pretty self-explanatory coverage term – but is it? These policy don’t actually coverage the builder themselves, per se, but rather some of their insurable interests. For example, materials such as lumber and drywall, fixtures such as faucets and sinks, and equipment such as alarms or wiring, may be covered on […]
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Data indicates that more than 23% of Tennessee drivers are uninsured. That means that if you have an auto accident in Tennessee, there is a decent chance the other driver won’t have insurance. Will your policy cover the damage to your vehicle? What about potential medical bills or time out of work? What if you […]
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Slips, trips, and falls are the number 3 cause of accidental death in the United States, right behind motor vehicle accidents. No matter where you are in the world, if you are indoors or outdoors, you can experience a slip or fall. Slips and falls can naturally happen indoors when going upstairs or walking on […]
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You’ve worked hard to make your business successful, and you want to make sure it’s protected. Things like property, liability, and workers’ compensation coverages may seem obviously important – but what about the lesser-known risks? Contingent Business Interruption Coverage You’ve likely heard of business interruption coverage over the past couple of years, but what about […]
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They’re beautiful to look at and often fit right in with the natural landscape that surrounds them. But did you know that log cabins have some very specific risks when it comes to insurance? You’ll still find many of the factors that impact a non-log home’s insurance pricing, but here are some other factors you […]
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Having a Homeowners insurance policy is crucial when you own a home, but what if you don’t live in the home? Homes that are left vacant for 30-60 days or more may be considered as “vacant” by the standards of your policy and may leave you with coverage gaps. Here are a few situations to […]
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Whether it’s a flat tire or a run-in with a winter storm, a vehicle emergency can really catch you off guard. The first step you should take in creating a road emergency plan is to give your insurance agent a call. Many insurance carriers offer roadside assistance services as a policy add-on if it is […]
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